Life insurance companies are rated by agencies such as A. M. Best, S+P, Moody’s and Fitch. Enclosed is a recent listing of ratings, and a link to the homepage of each major insurance company in Canada. However I would not put too much stock in these ratings for two reasons. 1. These ratings reflect the…
Points to Consider about Life Insurance
There are 3 stages of life insurance needs – Family Protection, Accumulation of Assets and Estate Preservation Needs will shift as a client moves through these 3 stages and the amount of life insurance needed generally changes due to exposure to capital gains, taxes due in the year of death, RRSP/RRIF tax, etc. Term insurance…
Life Insurance – It’s For You and Your Family
You can easily get affordable term quote, particularly due to the availability of different alternative term life insurances. But, getting a good quote depends on several different factors. Getting married comes with having many different financial obligations. From a house payment to cars, furniture and many other bills, you suddenly find yourself in a serious…